Blog | Pamela Downs

How to find the ad valorem tax of your property

Latin for "according to value," the term "ad valorem" is common in tax conversations. An ad valorem tax is flexible and dependent on the value of the specific asset, product or service. If you're a property owner, you're paying an ad valorem tax on your property taxes. To better understand ...

3 Expert Tips for Buying a Fixer-Upper

Buying a fixer-upper can be a DIY-lover's dream. A house with plenty of potential for improvements at a great price might seem tempting. However, there are some specific things to search for to make sure you find the right fixer-upper. Here are some tips for what to prioritize to have the ...

Wood DIY Ideas to Make Your Own Home Decor

Woodworking is the perfect way to combine DIY and home decor. You can make countless beautiful and functional pieces to enhance your personal style and improve your quality of life. Using reclaimed wood is especially beneficial because you can recycle materials that would otherwise go to waste. Here are some ...

Should I Buy a Foreclosure?

Photo by Alexander Stein via PixabayIf a home is in foreclosure, you can buy it for less. Great deal, right? It can be, but there are pitfalls, and you need even more caution than in a regular real estate transaction. Stages of Foreclosure Foreclosure can take months or even years depending on ...