Blog | Pamela Downs

Documents you’ll need when applying for a mortgage loan

Paperwork is a huge part of the mortgage process, so the better prepared you are - the smoother applying for your mortgage loan can be. There are three categories of documents your lender may request: income, expenses, and assets. Knowing what to expect can help ...

Denver: Which Neighborhood is Right for You?

Photo by David Mark via Pixabay When you're searching for a home, the neighborhood in which a property is located is just as important as the home itself. In Denver, each little neighborhood tends to have its own personality, often attracting people that share similar interests based on the benefits that ...

Save Energy & Stay Warm With These Simple Cold Weather Tips

For most homeowners, lower temperatures outside mean a spike in utility bill costs. Gas and electric bills can skyrocket with extra use from HVAC systems and hot water consumption in order to stay comfortable. This can be especially problematic for homes with subpar insulation. Whether you live in a drafty ...

Smart hubs: Increasing the efficiency of your home

Smart home technology has become so advanced and convenient that you can control almost every system in your house through an app on your smartphone, tablet or computer. However, if you want to control all those systems at once using voice commands, you need a smart hub on your side. Smart ...