Blog | Pamela Downs

6 Brilliant Ways to Add Key Design Elements to Your Bedroom

Image by Burst via Pexels Bedrooms offer a great opportunity to create cozy and relaxing sleep environments while incorporating different style elements. The bedrooms in your home don’t need to have the same style overall, so feel free to use different designs in each one. Whether you want an airy, mostly ...

Stay Aggressive During the Home Selling Journey

The real estate market offers no guarantees for house sellers. Thus, even if your home boasts lots of great features and is available at an appealing price, there is no guarantee that your residence will sell quickly. Ultimately, a home seller must act aggressively to promote his or her residence to ...

Fix It or Leave It As Is?

When you’re preparing your home for sale, you obviously want your property to look its best for buyers. That means fixing things that are broken, and, possibly, making a few improvements. But, how do you decide whether to invest in fixing or improving something versus just leaving it as is?Say, for ...

What is PITI? Understanding your financial situation

PITI, which is short for "principal, interest, taxes and insurance," is an essential term to know for anybody seeking a mortgage loan. The acronym refers to the relationship between these four numbers expressed in a ratio and can tell lenders about your financial status. Here is a breakdown of the ...